Real estate appraisal services for homeowners in the city of Wharton and Jackson County
Here are the top 7 reasons why TX homeowners hire TWGlass Appraisal:
Own a home in or near Wharton, TX and need help deciding the value of it?
We at TWGlass Appraisal understand the particular needs of a consumer looking for appraisal services. Our business practices and reporting formats are relatively routine to our business clients like banks, attorneys, and accountants. But as a consumer,you can expect extra guidance and explanations through the appraisal process to better understand what we do and how we report our conclusions.
For Sale By Owner (FSBO)/Pre-Listing Services
It's very hard to be objective about your house because you probably have an emotional attachment to it. The professional appraisers at TWGlass Appraisal will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a crucial negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your house will attract buyers. The appraisal is something tangible to show your buyer. The appraisal is an independent third party's opinion of your house's value, not just how much your house is worth. Potential buyers know that you have an emotional attachment to your house and will be much more likely to give credibility to a professional appraiser's value judgement than yours.
Appraisals to cancel PMI
PMI stands for Private Mortgage Insurance. A fashionable way to cut costs for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is less than 80% of the value of your house, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. TWGlass Appraisal is experienced in helping folks just like you do away with unneeded and unwanted PMI insurance.
Challenging Jackson county's assessment of your property
Lets say your home is not appreciating as much as other houses nearby -- your local tax assessor may have your house overvalued. That means you are paying more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of things like this, the better. When contesting your property tax assessment, getting an appraisal report from TWGlass Appraisal is your strongest weapon.
HELOC recently frozen?
Your lender just might choose to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area -- even if your specific property has not declined in value. Not only can this be inconvenient from a cash flow angle, but it can be detrimental to your credit score since it may appear as though that credit line is maxed out. TWGlass Appraisal can provide you with an expert appraisal that will help you reinstate your home equity line of credit.
Need Field and Desktop Appraisal Review Services?
Have you just accepted a copy of your appraisal and you would wish to have a seasoned appraiser double-check it for efficiency or do you need a second opinion without the expense and delay of waiting for a whole new appraisal? An appraiser from TWGlass Appraisal can go out and check the subject and comparables in question in a field review. Or, if you need it immediately, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal report? We can We can assist you While usually requested by banks, you may wish to utilize this service if you suspect mortgage fraud related to your property.